Covering Real Estate Investment Liability Risks

Investors carry property insurance for the physical building, but sometimes underestimate the impact of a liability claim and the liability risks they face as an investor. A single liability claim can cost more than a property loss, so having the correct liability coverage is essential for protecting your business.

Liability coverage should be in place to ensure the safety of visitors, both invited guests and uninvited trespassers. Every investor also has an obligation to properly maintain their property and repair potential hazards. Not doing so might be considered negligence, and resulting injuries or death could get an investor sued.

Liability coverage may include bodily injury or property damage; medical expenses for the injured party; coverage for carbon monoxide pollution; and defense costs.